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Shop now & pay with 0% APR Up to 6 Months*
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0% APR AVAILABLE UP TO 6 MONTHS*
Create the kitchen or Bathroom of your dreams!
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We provide easy & affordable financing so you can pay for your purchase over time.

Affordable Monthly Programs

Pay for your order over 3 or 6 months at 0% APR or over 3, 6, 24, or 36 months at competitive interest rates.*

No Prepayment Penalties

You pay back the loan in monthly payments and can prepay at any time without penalty.

Fast & Easy Online Application

No paperwork here! Applying is easy and financing terms are clear. Get a decision in seconds.
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*Subject to approval of credit application. Rates range from 0% to 29.99% APR, resulting in, for example, 36 monthly payments of $32.26 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread® pay-over-time plans are loans made by Comenity Capital Bank.

HOW IT WORKS

Easy monthly payments for the things you need now.

Find The Things You Need

Show on any site that uses Bread and make your selections.

Apply And Buy

Check your rate in seconds. If you pre-qualify, review and select a payment plan to complete your purchase.

Pay Over Time

Looking to make a payment? See your activity and make payments at our member site..
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Questions? You can reach out to Bread directly atsupport@getbread.com or 844.992.7323