Clear, transparent terms. Fair rates. No prepayment penalties.
GET YOUR RATE
PAY OVER TIME
Create the kitchen or Bathroom of your dreams!
GET YOUR RATE
Through Bread Pay™, we offer easy and affordable financing options so you can pay for your purchase over time.
Affordable Monthly Plans
Buy now and pay for your purchase over time at competitive interest rates*
No Prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penalty.
Fast & Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
GET YOUR RATE
Please note, your financial institution may charge you one or more non-sufficient funds or overdraft fees if any loan payment exceeds your account’s available balance. If you pay with a credit card, your credit card issuer may charge interest and/or fees.
*Subject to approval of credit application. Rates range from 5.99% to 29.99% APR, resulting in, for example, 24 monthly payments of $46.14 at 9.99% APR, per $1,000 borrowed. APRs will vary depending on credit qualifications, loan amount, and term. Bread Pay™ loans are made by Comenity Capital Bank, a Bread Financial™ company.
HOW IT WORKS
Easy monthly payments for the things you need now.
Find The Things You Need
Show on any site that uses Bread and make your selections.
Apply And Buy
Check your rate in seconds. If you pre-qualify, review and select a payment plan to complete your purchase.
Pay Over Time
Looking to make a payment? See your activity and make payments at our member site..Questions? Visit the Bread Pay help center.
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